Category: Credit Scores

It’s that time again, where we look at a specific credit score. Today’s lucky three-digit number is “560.” As always, we need to know which credit score scale we’re working with, as that will make a difference. Assuming we’re talking about the more common Fico score, which ranges from 300-850, a 560 credit score would… Continue reading 560 Credit Score: Beyond Subprime

It’s that time once again, to look a one very specific credit score. Today, it’s the highly elusive “850 credit score.” I liken 850 credit scores to endangered species, as you’d be lucky to see one even in a zoo. That’s how hard it is to attain an 850 credit score, at least with regard… Continue reading 850 Credit Score: Is Perfection Possible?

It’s another lovely Monday, so let’s take a look at a very specific credit score to assess its worth (or lack thereof). Today we’ll pick apart a “580 credit score” like a vulture, which on the surface is a bad credit score. I’m sure even a credit score novice would assume this. But as always,… Continue reading 580 Credit Score: Terrible Comes to Mind

We’ve already looked at some fairly common credit scores, such as a 600 credit score, a 700 credit score and an 800 credit score. But what about the elusive “900 credit score?” Yeah you heard me right, the 900 credit score! You may be shaking your head, thinking I’ve got no idea what I’m talking… Continue reading 900 Credit Score: Yes, It’s Possible

Here we go again… It’s time to look at one specific credit score. Today’s lucky number is “720.” Bingo! Anyone? Before we get started, we need to apply the correct credit score scale to ensure we accurately gauge your creditworthiness. 720 Fico Score Just Above Average On the Fico credit score scale, which ranges from… Continue reading 720 Credit Score: The ‘Good’ Standard

Let’s do this thing. It’s that special time when I look at a specific credit score, today a “620 credit score.” This is certainly a more common credit score, largely because it serves as a threshold for both creditors and borrowers, which I’ll explain shortly. As always, be sure to apply the proper credit score… Continue reading 620 Credit Score: The Subprime Cutoff

It’s Tuesday; time to take another in-depth look at a specific credit score. Today, it’s the infamous “500 credit score.” If you’ve got a 500 credit score, you’ve got a bad credit score. I hate to say it, but it’s valid. And this is true whether you are using the FICO score or VantageScore credit… Continue reading 500 Credit Score: Yikes!

It’s that special time again, where I take an in-depth look at a very specific credit score. Today we’ll assess a “650 credit score.” Per usual, be sure to apply the associated credit score scale for proper evaluation. Otherwise you’re doing it wrong… Assuming it’s the much more popular and widely used Fico score, a… Continue reading 650 Credit Score: Good Credit Is Within Reach

It’s that time again; where we look at one very special credit score in-depth to determine what it all means. Today, let’s take a look at a “600 credit score.” On the surface, it looks pretty low, but not dismal. As always, we need to look at the credit score scale being used before we… Continue reading 600 Credit Score: Bad, But Not Awful

Every now and then, I’ll take a look at a particular credit score to determine whether it’s good, bad, average, ugly, or somewhere in between. Today we’ll look at a “700 credit score.” At first glance, a 700 credit score seems pretty good, but not great. Most would probably characterize it as average, and I… Continue reading 700 Credit Score: Congratulations, You’re Almost Average